My initial reaction to David Bachâs The Latte Factor was - please donât tell me that I have to give up my almond milk cappuccino because it is one of the few simple pleasures in my otherwise complicated life. The Latte Factor book. David Bach is the author, and this is a book more so about realizing your dreams than a book about finance. Hands down one of my all-time favorite books! Small amounts of money spent on a regular basis cost us far more than we can imagine. The Latte Factor provides financial advice via a story about Zoa for which most of us can relate. Instead of spending that $10 a day on different small item purchases, if you were to put that into an investment that yielded a 6% return on your investment, over the course of 20 years, you will have accrued $142,323.45. Calculating Your Latte Factor To see how big of a saving it is, just go ahead and plug in the numbers into David Bachâs calculator. The Latte Factor may be his simplest and most powerful message yet.â âSimon Sinek, optimist, New York Times bestselling author of Start with Why and Leaders Eat Last âDavid Bach has inspired millions worldwide to be smarter with their money; now this great story can inspire you to take action to live your best life. Thankfully, the book i Most of us are used to think that saving small amounts doesnât make any difference. The Latte Factor is symbolic of those small, regular wastages, and for that I think the Latte Factor is a sound wealth tool, whether or not itâs the lattes that are given the chop! posted on February 29, 2020. Read 518 reviews from the world's largest community for readers. I think this book is a great gift to give young people starting out who wouldn't want to read a heavy book about investing in the Stock markets and rates of return. I think this book is a great gift to give young people starting out who wouldn't want to read a heavy book about investing in ⦠But The Latte Factor shows us that it really does in the long term, especially if you invest them wisely. Book Review: The Latte Factor: Why You Donât Have To Be Rich To Live Rich September 24, 2019 October 25, 2019 by Advantage One , posted in book review , Budgeting If personal finance books make your eyes glaze over, but you can never say no to a page-turning novel, this book was written for you. Academia.edu is a platform for academics to share research papers. The Latte Factor Book Review. The top article mischaracterizes the latte factor. The Latte Factor is not a book about stopping buying coffee but rather about focusing attention and money on what is important to you. The Latte Factor Review. The Latte Factor was popularized by author David Bach. 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