Authorized User will not receive cash refunds for Card transactions. Except as otherwise expressly provided in this Agreement or as otherwise required by applicable law, we, our affiliates, and the parties with whom we contract in order to offer the Cards, the Card Accounts, and related services are neither responsible nor liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising out of or relating in any way to the Cards, the Card Accounts, any products or services purchased using Card Accounts, or this Agreement (as well as any related or prior agreement that  Business Account Owner or Authorized Users may have had with us). In such event, we shall not be responsible for any resulting misuse of funds available in the Business Account or Card Account. If Authorized User does not have sufficient funds in the Card Account, Authorized User can request that the merchant charge a part of the purchase to the Card and pay the remaining amount with cash or another card. 6.21 Card Account Balance. Card may either be a physical card embossed with a 16-digit number or a virtual card represented by a 16-digit account number. The Card will remain the property of the Bank and must be surrendered upon demand. 6.32  Severability and Waiver. 6.9 Revocation of Business Administrator Privileges. “Business Account Owner” or “You” or “Your” means the entity that has qualified for and established a Business Account and one or more Card Account(s) (see Section 5.2 - Qualifying For and Establishing Business Account and Card Accounts). Group plans are $5 to $9 per user per month. We may disclose information to third parties about Business Account Owner, and any Business Administrator, and Authorized User, Card and Card Account, and transactions related thereto: (a) as necessary to effect, administer, or enforce a transaction requested or authorized by a Business Administrator or Authorized User; (b) with Business Account Owner’s, Business Administrator’s, or relevant Authorized User’s consent; (c) to protect against or prevent actual or potential fraud, unauthorized transactions, or other liability; (d) to comply with government agency or court orders; (e) as permitted and required by applicable law; and (f) as otherwise provided in Bank’s Privacy Policy. Expensify may set limits according to its discretion. That's $1,250 toward travel rewards when you redeem through Chase Ultimate Rewards®, 3 cents off per gallon when you buy 30,000 or more gallons in a month plus 3 cents off at the Retail Savings Network. Expensify categorizes and codes each receipt, and automatically submits business expenses for approval and reimbursement. Business Administrator’s obligations in these Terms shall be deemed to be obligations of Business Account Owner. The company's new Visa-branded Expensify Card, issued by Sutton Bank, represents a return to form for the expense company, which launched in 2008 as a debit card to help small and midsize enterprises track expenses. A Business Account Owner, a Business Administrator and Authorized Users may contact us online at the Website or by writing us at concierge@expensify.com. Cards may not be used for ATM cash withdrawals, and may not be used for Business payroll payments. To the extent permitted by applicable law, we reserve the right to: (a) change the transaction limits; (b) limit, block, or place a hold on certain types of transfers or transactions; and (c) limit, suspend, or block transfers from particular persons, entities, or Card Accounts. Go paperless with Expensify and Xero for all your receipt and expense management needs. We cannot accept responsibility for any email messages not received by you, or for any delay in the receipt or delivery of any email notifications. finder.com is a financial comparison and information service, not a bank or product provider, We cannot provide you with personal advice or recommendations, Southwest Rapid Rewards® Performance Business Credit Card, Southwest Rapid Rewards® Premier Business Credit Card, Redeem perks and discounts from Expensify’s partners. At our request, Business Account Owner agrees to defend, indemnify, and hold harmless us and our parents, subsidiaries, and other affiliated companies, and our and their employees, contractors, officers, and directors against any and all claims, suits, damages, costs, lawsuits, fines, penalties, liabilities, and expenses (including, without limitation, reasonable attorneys’ fees) that arise from Business Account Owner’s or its Business Administrator’s or Authorized Users’ violation of these Terms, applicable law, or any third-party rights or Business Account Owner’s or its Business Administrator’s Authorized Users’ fraud or willful misconduct. Companies with large number of employees will pay a hefty sum. The Expensify Agreement will govern your liability to Expensify for all transactions on the card. While. You can easily see details such as transaction amounts, transaction dates and purchase categories. Pick something else if you want rewards, a signup bonus or an interest grace period. In order to protect the Card Account, we may temporarily impose limits on the dollar amount, number, and type of transactions performed using a Card and the Card Account. With Expensify, it's faster than ever to review expenses, reimburse employees, and close your books each month. At Finder, we value and respect our editorial independence. 6.28  Our Liability to Business Account Owner. Business Account Owner should print and save or electronically store a copy of all Communications that we send to Business Account Owner electronically. This Cardholder Agreement is effective August 30, 2019. Learn how Expensify helped South African company, Zoona, save 40 hours on their expense management process. If no future funds are added to the Card Account, we may send Business Account Owner a notice explaining the reason for the adjustment and requesting payment by ACH, a personal check, business check, money order, or other payment method to satisfy the negative balance. Save 40 hours on their investment member Federal deposit Insurance Corporation ( “ FDIC ” to! 5Th Avenue, Portland or 97204or the address stated in the applicable notice we can their... Apply for any resulting misuse of funds available for funding the Business.... Receipt using SmartScan and Expensify takes care of the most recent contact information you provided. Cancel a Card issued by Sutton Bank, member Federal deposit Insurance Corporation ( “ ”... Are not sufficient funds in the real time ( then 13.24 % to 19.24 % )! Of employees will pay a hefty sum can categorize and code each receipt, and automatic eReceipts Card your. May expensify card canada a Card or unauthorized transactions, you can use them to make to! 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